m10 is a free e-wallet that makes life easier. Transfer money, pay bills, and buy whatever you want - quick and easy.

Pay for everything from your phone: manage utilities, shop in stores and cafes, travel on metro and bus, and top up your mobile balance effortlessly.

Join millions of users and simplify your life today.

Creating a new e-wallet takes only a minute and can be done using a mobile number. Just:
• Install the m10 mobile app
• Create an e-wallet using your mobile number
• Verify with photo

Money transfer with NO commission
• From/to m10 balance via QR code
• From/to any bankcard

Bills payment like via MilliÖN
• Top-up mobile balance — Azercell, Bakcell, Nar, Naxtel and other operators
• Utilities — gas card with NFC, AzəriQaz, Azərİşıq, AzərSu, Naxçıvan Qaz,Naxçıvan Elektrik,Naxçıvan Su, Meliorasiya, etc.
• Internet — AiləNet, Avirtel, AzerOnline, Aztelecom, BIRLink, etc.
• TV services — AiləTV, ATV Plus, Aztelecom, Baktelecom, KATV, etc.
• Land line services — AzEurotel, Aztelekom, Baktelekom, Ultel Telefon, TransEuroCom, etc.
• Fines — Dövlət Yol Polisi / DYP.

Get cashback with Umico bonuses!
• From 2% on purchases at over 10,000 locations across the country.
• 2% for paying bills, utilities, cable TV, mobile communications, Internet and government services.
Use your Umico bonuses for future purchases or transfer to your m10 balance.

Every QR payment with m10 earns you Lim10 bonuses, which you can exchange for real money! The more payments you make, the more Lim10s you earn!

Pay via QR code at over 10 000 points around the country
• Café & restaurants — Vapiano, Mado, KAFE DREAM KITCHEN, etc.
• Electronics — İrşad, Kontakt, Baku Electronics, Music Gallery, etc.
• Fashion — ZARA, Swarovski, Bershka, etc.
• Supermarkets — Bravo, Bolmart, Rahat, Grandmart, OBA Market, Araz market, NAR, etc.
• Hospitals & Pharmacy — VITA, Focus, Aloe, Buta, etc.
• Gas stations — Socar, Tosoil, etc.
• Others — PARK CINEMA, LIBRAFF, AMAZON, Game Station, Oyun Zali, 1ST Fitness, AzParking, etc

Top-up your e-wallet with NO commission
• By cash via MilliÖN terminals
• Any bankcard, including BirBank, Leobank, ABB Bank, Kapital Bank, Unibank, Pasha Bank, Rabitabank, Ubank, Bank Respublika, Dost Bank, Xalq Bank, Expressbank, ATB, etc.

Withdraw cash with NO commission
• At Kapital bank ATMs.


News and offers from m10
• Take a loan up to 20000 ₼ directly from m10.

• BakıKart in m10! Pay for your rides with m10

Stay in touch!

Instagram: https://www.instagram.com/m10.az/
Telegram: https://t.me/limonqazani
Facebook: https://www.facebook.com/m10.az
YouTube: https://www.youtube.com/@m10byPashaPay
TikTok: https://www.tiktok.com/@m10bypashapay
WhatsApp: +994774008810

We always welcome your feedback!

Write to us: info@m10.az

Address: AZ1010, Baku 153 Neftchilar Avenue, Nasimi District